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Mortgage Affordability Calculator

Explore an indicative borrowing range, monthly cost and property budget based on your figures.

Your results

This range updates instantly and uses a typical 4–4.75× adjusted income range.

Indicative borrowing range£168,000 – £199,500
Indicative property budget£239,500
Illustrative monthly cost£1,109

Based on a simple income multiple and an illustrative 4.5% rate over 25 years. Lenders assess affordability individually.

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