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Terms & Conditions

Terms for using this website, its information and its calculators.

Using this website

This website is operated under the Help to Lend trading style of Paul Chatha, an appointed representative of King Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority. Use it lawfully and do not interfere with its operation, misuse forms or try to access restricted information.

Information is not personal advice

Website information and calculator results are general illustrations, not a personalised recommendation, an offer of credit or insurance, or a guarantee of eligibility. Actual borrowing, rates, fees, tax treatment and products depend on your circumstances and the provider's terms. Recommendations require an assessment with an adviser. Information may change.

Enquiries and third-party services

Sending an enquiry or booking a meeting does not create a client relationship or commit a lender or insurer to offer a product. We will explain our service and any relevant costs before you decide to proceed. Third-party websites and booking services have their own terms and privacy notices; we are not responsible for their content or availability.

Content and liability

Website text and design are for personal use; please do not reproduce them commercially without permission. We aim to keep this site accurate and available, but cannot guarantee it will always be current or uninterrupted. Nothing here limits your statutory rights, excludes liability for fraud or for death or personal injury caused by negligence, or restricts duties under financial-services rules.

Contact and governing law

Questions? Email info@helptolend.co.uk or call +44 7497 034811. These website terms are governed by the laws of England and Wales, subject to any mandatory rights that apply to you.