Other Services
Conveyancing
Conveyancing is the legal process of transferring ownership of a property from one party to another.
Overview
What is conveyancing?
Conveyancing covers everything a solicitor or licensed conveyancer does to move a property legally from seller to buyer. It includes reviewing the title, carrying out property searches, raising enquiries, agreeing the contract, exchanging contracts, completing the purchase, registering ownership at the Land Registry and dealing with Stamp Duty.
The legal work runs in parallel with the mortgage application. Because delays on one side affect the other, we keep both moving and make sure information flows between the parties involved.
Who might this be suitable for?
- Buyers purchasing a residential property
- Sellers moving home
- Clients remortgaging where legal work is required
- Buyers of leasehold property with additional enquiries
How Help to Lend can help
- 01We coordinate between your solicitor, the lender and the estate agent.
- 02We explain each legal stage so you know what is happening and why.
- 03We chase outstanding items so the case does not stall unnoticed.
- 04We make sure the mortgage offer and legal completion are aligned.
Assessment
What may lenders and providers consider?
Searches
Local authority, environmental, water and drainage searches are commonly required.
Enquiries
Questions raised on the title or survey can extend timescales.
Leasehold
Leasehold purchases involve management packs and additional enquiries.
Stamp Duty
Your solicitor calculates and submits the return and payment on completion.
Criteria vary between providers and can change at any time. Nothing here confirms that a particular lender or insurer will accept an application.
The Process
How we work through it together.
- 01
Understand
We start with a conversation about your circumstances, plans and objectives.
- 02
Assess
We review your position, affordability and mortgage requirements in detail.
- 03
Recommend
We identify suitable mortgage and protection options and explain the reasoning.
- 04
Apply
We prepare and manage the application, liaising with the lender on your behalf.
- 05
Progress
We keep the case moving and keep you informed at every stage.
- 06
Complete
We support you through to completion and remain available afterwards.
FAQs
Frequently asked questions
Related
Related expertise
Speak to an adviser about your circumstances.
We'll explain the options clearly and tell you what to prepare, with no obligation.
- 20+ Years of Advice
- Whole of Market Panel
- Support to Completion